CRNAs (Certified Registered Nurse Anesthetists) need to carry their own malpractice insurance for several reasons:
- Independent Practice: CRNAs are advanced practice nurses who are authorized to administer anesthesia without direct physician supervision in many states. This independent practice makes them responsible for their own actions and decisions.
- High-Risk Procedures: CRNAs perform high-risk procedures that can lead to serious complications or adverse outcomes. These procedures include general anesthesia, regional anesthesia, and sedation.
- Legal Requirements: In some states, CRNAs are required by law to carry malpractice insurance.
- Financial Protection: Malpractice insurance can provide financial protection for CRNAs in the event of a lawsuit or settlement. This can help to prevent them from suffering significant financial losses.
- Professional Responsibility: Carrying malpractice insurance demonstrates CRNAs’ commitment to professional responsibility and patient safety.
By carrying their own malpractice insurance from Clifton Insurance Agency, Inc, CRNAs can protect themselves from financial risk and demonstrate their commitment to providing safe and effective anesthesia care. If the CRNA maintains their own policy, this gives them the added benefit in how claims are settled. This can also be accomplished by purchasing a supplementary policy in collaboration with their employer’s provided policy if structured correctly.